Mission

Founded in 2005, You Can Make It Home Ownership Center (YCMIHOC) is a 501(c)(3) non-profit organization, empowering Middle Tennessee residents to achieve their goals of financial well-being and home ownership. This is accomplished through certified education and counseling programs that guide low to moderate income participants in increasing their financial literacy, establishing self-sufficiency, and understanding the processes leading to home ownership. By educating participants to cultivate a new mindset towards finances and home ownership, YCMIHOC undoubtedly contributes to the future of local economic stability and community vitality.

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Certifications

  • Housing and Urban Development (HUD) approved housing counseling agency
  • Tennessee Housing Development Agency (THDA) certified Homebuyer Education Initiative Trainer
  • National Industry Standards for Homeownership Education and Counseling adopter

Accomplishments

  • In 2021-2022 YCMIHOC assisted over 185 people in buying their first home through its Home Buyer Education Program which produced $41,636,881.00 in approved mortgage loans through its lending partners in both rural and urban markets.
  • In 2019- 2020, YCMIHOC assisted over 320 people in buying their first home through its Home Buyer Education Program which produced $61,083,068.00 in approved mortgage loans through its lending partners in both rural and urban markets.
  • In 6/2018-5/2019 YCMIHOC assisted over 484 people in buying their first home through its Home Buyer Education Program which produced $82,254,560 in approved mortgage loans through its lending partners in both rural and urban markets.
  • In 2013, YCMIHOC assisted over 430 people in buying their first home through its Home Buyer Education Program which produced $52,751,794.00 in approved mortgage loans through its lending partners in both rural and urban markets.
  • Since 2010, THDA ranked YCMIHOC as the number-one organization of its kind in Tennessee for home buyers education with respect to the number of clients served and the value of approved loans.
  • Since 2005, YCMIHOC has provided over 3,200 housing education and counseling services.

Home Ownership Center Informational Video

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